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Aw...are you having money twubbles?
So it's been a big long hassle with the medical supply place and the insurance company, and the sleep study people. Ultimately, it was a good idea to let the insurance cover the CPAP last year, and a terrible idea to let them cover it now. With last years plan, I'd have paid about the same as it would have cost me to buy a used machine. With this year's plan, I'm paying full price out of pocket for a brand new CPAP machine and all the accessories. That's right, full price.
Because even though we have insurance, our deductible multiplied by 4 this year. So they don't cover anything but prescriptions until we spend $4,000 of our own money.
Funnily, if we'd gone for the plan that actually covers stuff, the premiums would have been almost $500 a month. So this is actually a bargain. Because what couple doesn't have an extra $4 grand laying around? Most? Oh yeah...
We'll be making smaller payments from now til forever. I imagine by the time I pay the stupid thing off, it will no longer work and we'll have to get a new one. No one can seem to tell me what, if any, warranty it has.
In better news, the Spider story I wrote with my protege was accepted. He's getting his first professional writing credit. I'm really happy for him.
Hoping to have the Finster packet ready to send out by Monday. Sending to a way far long-shot publisher. But dammit, I want a professional advance so I can join HWA. I'm tired of not being in HWA.
Also working on the top-secret Blue Harvest project. Ha! Blue Harvest...
Because even though we have insurance, our deductible multiplied by 4 this year. So they don't cover anything but prescriptions until we spend $4,000 of our own money.
Funnily, if we'd gone for the plan that actually covers stuff, the premiums would have been almost $500 a month. So this is actually a bargain. Because what couple doesn't have an extra $4 grand laying around? Most? Oh yeah...
We'll be making smaller payments from now til forever. I imagine by the time I pay the stupid thing off, it will no longer work and we'll have to get a new one. No one can seem to tell me what, if any, warranty it has.
In better news, the Spider story I wrote with my protege was accepted. He's getting his first professional writing credit. I'm really happy for him.
Hoping to have the Finster packet ready to send out by Monday. Sending to a way far long-shot publisher. But dammit, I want a professional advance so I can join HWA. I'm tired of not being in HWA.
Also working on the top-secret Blue Harvest project. Ha! Blue Harvest...